Unit economics

LTV:CAC ratio and payback calculator

Enter customer lifetime value, acquisition cost, monthly ARPU, and gross margin to calculate LTV:CAC and estimated payback.

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YOUR ASSUMPTIONSChange a number. The answer updates immediately.
CALCULATED ANSWER
LTV:CAC3.00×
Estimated payback4.8 months

Check how much customer value covers the cost of acquiring that customer.

FORMULALTV ÷ CAC · CAC ÷ (monthly ARPU × gross margin)
Analyze LTV:CAC by channel
HOW TO READ IT

Use the answer as a decision boundary

3× or more

Value comfortably exceeds acquisition cost; check whether it can scale.

1–3×

Potentially viable, but payback and operating costs still matter.

Below 1×

Customer value does not cover acquisition cost under these assumptions.

FAQ

Questions before using this number

Should LTV use revenue or profit?

Use gross-profit LTV when possible. Revenue LTV can overstate profitability.

Is 3× always a good LTV:CAC ratio?

No. It is a common reference, not a universal pass line; payback, fixed costs, and industry economics differ.